UA-118577448-1
Antelope Valley Mortgage Co, Inc
 

  Home    Loan Center    Products    About Us    FAQ    Resources  
Antelope Valley Mortgage Co, Inc offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:
 
FHA
Conventional
VA
USDA

FHA

 FHA loans are federally insured, allowing people with as low as a 580 credit score to buy a home with as little as 3.5% of the purchase price for down payment, or 10% down for people with a credit score between 500-579.

Antelope Valley Mortgage Co not only specializes in FHA loans, but can assist with Down Payment Assistance programs of varying levels.

 


Conventional

 Conventional Loans are not guaranteed or insured by a government agency - although they are generally bought from the broker by GSE's such as Fannie Mae or Freddie Mac. You can now qualify for as little as 3% down as long as your credit score is 640 or above.


VA

A VA loan is a mortgage loan in the United States guaranteed by the U.S. Department of Veterans Affairs (VA). The loan may be issued by qualified lenders. The VA loan was designed to offer long-term financing to eligible American veterans or their surviving spouses (provided they do not remarry). Antelope Valley Mortgage is highly specialized in VA loans and take extra care of our Veteran's.


USDA

A USDA loan is for people living in rural or suburban areas that may not be able to afford a mortgage on their own, but still would like to own their own house. This type of loan is a Zero-Down-Payment program for those who fall within or below the maximum income guidelines. Antelope Valley Mortgage is very experienced in finding the best programs and rates to suit your needs, and USDA loans fall in that category. Contact us to find a location that best fits your needs that falls under the USDA guidelines for this type of loan. We want to help you find that home of your very own.



A simple rate quote, or online automated rate via a web site is not a guaranteed rate. More often than not, it is not accurate, but rather, it is designed to capture your attention.

You can pick any interest rate or closing cost you want. Just understand one always affects the other. Want lower closing costs?  Your interest rate goes up.  Want lower interest rate?  Your closing costs go up!

THE ONLY RATE QUOTE THAT MATTERS IS THE DAY YOU LOCK.

Contact us for information!

 


Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $424,100 for the contiguous states, District of Columbia, and Puerto Rico or below $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $424,100 for the contiguous states, District of Columbia, and Puerto Rico or exceed $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.